What do I do immediately after I’ve had a car accident?
- Get medical treatment immediately. Your body is your number one concern, not a potential insurance claim. As such, it is imperative that you take a self-evaluation to determine whether you need immediate treatment, an ambulance ride to the emergency room, or are able to wait for a friend or family member to take you to the doctor.
- Call the police. If you are involved in an accident, contacting the local police department is necessary. The police department will hopefully send an officer to the scene, who will gather all pertinent information, and draft an accident report. The accident report will then provide a wealth of information to your attorneys, including the parties’ names and contact information, witness information and statements, whether a citation was issued, who was at fault, and the parties’ insurance policy information.
- Take pictures before the vehicles are moved from the scene. As they say, “a picture is worth a thousand words.” More often than not, the attorneys at Frederick | Ganderton LLP will insert those pictures, along with Google Earth images, and images of your injuries, if any, into a demand package so that the insurance adjusters can get a clear picture of the incident and its effects.
- Obtain witness contact information. While an officer on scene should do this, sometimes they don’t, and having witness contact information in order to obtain statements at a later date can be imperative.
- Call an attorney immediately. Speaking with an attorney is something you should do prior to giving statements to the insurance company, and may be a valuable tool when considering using your health insurance for injuries, verses med pay insurance under your auto policy, versus taking on hospital liens.